So you think you’re ready for retirement?  You might want to think again…

A major news magazine recently reported that many retirees have no choice but to move in with their kids due to a lack of savings;

“….there are now more than 51 million ‘multi-generational’ households in the U.S.”  Time magazine

bebe's kids

Be honest, if you had a choice would you rather spend time enjoying your retirement or watching Bebe’s kids all day.

“Twenty five percent of all middle-class Americans plan to work until they’re 80 because they don’t have enough money to retire.”

How to Retire Healthy Wealthy and Wise

I don’t know very many people who want to work until they’re eighty. Do you? And even if you WANT to work until you’re eighty there aren’t very many companies that will keep an employee until he or she is eighty years old (can you say “help I’ve fallen and I’m going to sue!”)?

“Almost half of all upper-class Americans fear that even if they do all the right things they still won’t have enough to retire comfortably.”  CNBC

Are you looking for a back up plan to make sure you’ll have enough to retire?

“The average American has less than 10% of what they need to retire in savings.”  Wells Fargo

Have you figured out how much more you’re going to need to take care of you and your loved ones during your retirement years? How long will it take to save that other 93%?

“Three in ten people in their sixties have saved less than $25,000 toward their retirement.”  Wells Fargo

You’re not going to enjoy your retirement very long with just $25,000 in savings.

“The average 401(k) balance of our customers is a mere $71,500.”  Fidelity

What if your 401(k) gets wiped out…again?

“Attention all baby boomers; if you currently make $100,000 per year you will will need at least $1.46 million to retire comfortably.”  Retirement expert Aon Hewitt

Based on what you’re doing now will you have saved $1.46 million when you retire?

“You can expect to pay a professional financial planner between $150 and $300 per hour to manage your money.”  CNNMoney

Why would you pay someone to manage your money when you can learn to manage it yourself?

In light of all this bad news you might be thinking it’s too late to do anything to improve your retirement.  But before you tell your kids that you’re moving in, let me share with you the good news…

It is never to late to set a new goal or to envision a brighter future.


retire healthy wealthy and wise fine as wineDid you know that starting your own internet business is one of the the easiest, fastest and cheapest ways to ensure a lifetime of financial stability for you and your family?

You might have trouble accepting this because you’ve already tried and failed to a find a legitimate opportunity online (maybe multiple times).

You may have given up on starting an online business because of all the money you’ve spent on scams, empty promises and shabby products online.

Click here to learn more about online SCAMS.



Bob mistakenly believes he's going to Suzy's apartment for dinner and a movie.

Bob mistakenly believes he’s going to Suzy’s apartment for dinner and a movie.

Which is why I prefer to try something before I buy it (and which is why everything on this site is free to use or at least free to try).

Watch this short video to see how you can retire healthy, wealthy, and wise…

Johnnie Oh just completed his last mission taking down an international Ponzi scam that almost cost him his life.  Now he’s thinking about retirement.

 My mission is to help YOU get started down the right path to Online Business Success.

OK, let’s shed some light on what you need to start a successful internet business.

The first thing you need to do to achieve online success is to figure out what is preventing you from achieving success.

Is it fear? Are you afraid of failing? Are you afraid of trying something new because you think you won’t understand it?

Or is it because just about everything you’ve tried has been a scam?

If it’s because of all the scams you’ve been exposed to then I promise to point you in the direction of legitimate and ethical opportunities on the internet.


There are 3 things that are required to build a successful internet business;

1. You Need a Website. You must have your own website. It is nearly impossible to achieve long term success if the website you’re using belongs to someone else. If it doesn’t belong to you, you may not own the content you created.  For example, I’ve written hundreds of blogs on the Empower Network and Posterous.  I quit EN and Posterous went out of business.  All of the blog posts are gone forever (well not really…if you were to click a link that is associated with any of them you’ll be directed to an error message or some other broken link message…this is like having an abandoned home or broken down car on the Cross Bronx Expressway.  Google doesn’t like this and I’m sure if you’re a property owner you understand…your website has “equity” and you want the value of that property to go up).  If the website owner disappears for some reason then your online business disappears as well. There’s no reason for you NOT to have your own website. We make it easy to build a website of your own (you can have your own site running in just a few minutes from now). Best of all it won’t cost you a dime.

How to Create a Website in 30 Seconds

create a website in 30 seconds

2. You Need Training. Successful online business owners are always learning and practicing. We provide an abundance of free training tools along with a model that will allow you to practice everything that you learn.  Check out my Wealthy Affiliate Bootcamp Training Review.

3. You Need Support. Nothing is as frustrating as getting stuck–nothing except not having a support team to help you get unstuck. We have a community of over 10,000 users available to provide free live chat support 24/7.

Here’s an example of someone who was obviously frustrated over  a few technical details getting quick help from a one of the friendly and knowledgeable folks in the WA community;

wealthy affiliate community

WA Community Support

This not some limited time only free offer. You can use our products and services for free for a week, for a month, for year or for the rest of your life.

Here’s what you’ll get as a free member (remember these are the 3 things you need for online success):

You’ll Get 2 Free Websites

  • These are fully functional WordPress sites designed to rank well on Google
  • They are optimized specifically to get traffic which is the key to making money online

You’ll Get an Abundance of Free Training

  • You Get Free Online Marketing Video Classes
  • You Get Free Online Marketing Tutorials
  • You Get Free Online Marketing Courses
  • Entire Online Marketing Classrooms for Free

You Get Free 24/7 Personal Help & Support

  • You get personal help from me for free
  • You get help from a community of thousands of users for free
  • You get free 24/7 Live Chat support
  • Participate in ongoing topical discussions for free

You get all this for free. No credit card required.

You will not find this level of training and support (for free) anywhere.

P.S. There is a Premium package you can sign up for that you may eventually want to consider because it will give you access to MUCH MORE!

Join Wealthy Affiliate Today for FREE and you’ll get instant access to the Free Websites, the Free Training, and the Free 24/7 Community Support.

make money online

 Or you can read my Wealthy Affiliate review first and then decide.

Thanks for stopping by. Cool

If you have any questions or comments leave them in the comment section below.

About me…

RC Bonay




11 Responses to Getting Started

  1. charlinda Simmons says:

    I need to learn your steps because Im a single mother with six children.

    • Roland Bonay says:

      Hi Linda,

      I want to help you build an online business that will enable you to retire healthy, wealthy, and wise! You can even get started for FREE! Click here for more information; Wealthy Affiliate Info

      This is not MLM, or anything that will require you to contact your friends or family. This is not something that will require you to go to meetings or purchase promotional materials or anything extra. This is just exceptional training that will allow you to build a profitable online business. It may not happen overnight but if you follow the training and take persistent action it will happen. I know this because it is happening for me and it has happened for thousands of people all over the world. But don’t take my word for it, give it a try and see for yourself. And don’t forget, I and hundreds of other people in the Wealty Affiliate community will be available to help you every step of the way.

      Here’s a free sample of one of the Wealthy Affiliate trainings; 6 Ways to Make Money Online

      Have a Great Day!

  2. yves says:

    I want to join healthy, wealthy and wise program; but i live in cameroon in africa, i want to know if this program is opened to international members.

  3. Vitaliy says:

    Hey Roland. I agree with you on pretty much 95% of everything you wrote here. The remaining 5% are there just in case 🙂

    But on a serious note, the issue you raise in this article is truly concerning. With monetary value falling, recessions not being close to ending and a host of other problems plaguing future/current retirees, one of the solutions is basically to try online marketing.

    However, as the MLM comic pointed out, that is probably one of the worst decisions anyone could make. I am one of the nay sayers when it comes to MLM’s because I believe most if not all of them are pyramid schemes.

    Either way, the solution you raise isn’t guaranteed, but it has all the tools to help anyone start a successful business online and potentially and truly retire!

    • Roland Bonay says:


      I agree, placing a bet on Online marketing isn’t guaranteed, but the odds of succeeding at it, given that you receive the proper training, are far greater than one can expect from MLM. Thanks for stopping by and leaving such a thought provoking comment.

  4. Sherry B says:

    Great advice! I sure don’t want to work until I’m 80! I don’t want to work now as it is, and I’m not even close to that age, lol. At least not for a job that I don’t exactly like much. I’ve had a few different jobs in my life and really, I didn’t like any of them much. I’m not lazy either, I do the best I can when I’m at work, whether I like being there or not. I take pride in a job well done and wouldn’t feel like I did the job at all unless I made sure I did everything I’m supposed to and then some.

    I guess the thing about working for someone else that really bothers me is when you do your best and work hard at what you do, and get pretty much nothing in return. Everything is going up and the pay is barely enough to get by on in most cases.

    There’s so much out there online that people get overwhelmed just searching for answers, at least honest ones. I love the fact that Wealthy Affiliate is free to try it out and see for yourself. I’ve always gone by that motto “try before you buy.” If it’s free to try, what else have you got to lose?

    Keep up the good work!

    • Roland Bonay says:

      Thanks for the comment Sherry! I agree you should take pride in everything you do–even if you’re sweeping street for a living. Your hard work will always eventually pay off (even if it’s just the feeling of satisfaction in knowing you have done your best).

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